105 - TSP, Retirement, and Financial Planning for FERS - Early- and Mid-Career 1 course

Customized for early- and mid-career employees with over 10 years until retirement in the Federal Employees Retirement System (FERS)- employees hired after January 1, 1987.

Interactive, self-paced, training in the Thrift Savings Plan (TSP), retirement, and financial planning for employees with more than 10 years to retirement. Establish sound money management skills. Invest early to put money and time to work. Learn how to manage money for short-term goals and invest with a long-term strategy. Maximize contributions to your retirement savings so they can grow before you need them. 

Develop a Personal Financial Plan with a step-by-step guide written by Debbie Mason, a CERTIFIED FINANCIAL PLANNER professional. Learn about your Federal benefits. 

• Plan a tax-smart saving strategy for TSP, Roth TSP, IRAs, and college savings.
• Compare mutual funds and exchange-traded funds (ETF’s).
• Itemize current and planned savings and calculate potential savings growth to see if you need to save more.
• Learn the potential risks and returns of cash, bonds, stocks, and international investments and their related TSP funds (G, F, C, S, and I).
• Learn how to balance risk and return and how to choose and allocate investments for short-, intermediate-, and long-term goals.
• Evaluate TSP L funds to decide if you will use them.
• Learn key estate planning steps.

Certified Financial Planner Board of Standards Inc. owns the certification mark above which it awards to individuals who successfully complete initial and ongoing certification requirements.